The lov.cash Platform

App Suite
The lov.cash App Suite is the engine behind everything we do, a powerful, all-in-one platform that brings consumers, merchants, and agents together in one seamless experience. Designed specifically for the realities of the supply, the App Suite combines three roles into a single ecosystem: a personal app for everyday users, a business app for traders and shop owners, and an agent app for field operations.

Each app is tailored for its user. Consumers can make payments, receive instant cashback, browse deals, and shop from a growing marketplace, all from their phones. Businesses can accept payments, earn rewards from suppliers, place stock orders, and manage daily cash-ups directly through their app or point-of-sale device. Agents can process cash-ins, engage smart safes, take orders, and support merchants on the ground. All three connect in real time, creating a fully digital, reward-driven trading network that works effortlessly across informal and formal markets. Simple to use, smartly connected, and built for scale, the App Suite is where the future of trading begins.

Marketplace: Unlocking the Digital Route to Market
The lov.cash Marketplace is a breakthrough e-commerce platform built into the merchant app, giving traders instant digital access to the brands and wholesalers that support their businesses. With just a few taps, merchants can browse products from preferred local wholesalers, view real-time pricing, and place orders directly through a single, easy-to-use interface. For the first time, brands can engage merchants with direct promotions, cashback rewards, and targeted product support without relying on intermediaries. Wholesalers benefit from a powerful digital storefront where they can display their full range, offer exclusive deals, and drive sales with the backing of partner brands. As digital inclusion reshapes retail across Africa, the lov.cash Marketplace connects every part of the supply chain. It brings together brands, distributors, wholesalers, and merchants in one efficient and transparent ecosystem. This is more than e-commerce. It is a smarter, more inclusive route to market built for real-world impact.

Data Insights
lov.cash provides brands with deep, real-time visibility into the last mile of the supply chain, something previously out of reach in informal and fragmented markets. Through our intuitive analytics dashboards, brands can track sales performance, monitor cashback redemption, measure product uptake by region, and assess order frequency across wholesale and merchant channels.

These insights enable smarter forecasting, more effective promotional planning, and a clearer understanding of trader and consumer behaviour. By bridging the data gap between brands and their end markets, lov.cash empowers suppliers to optimise their pricing, improve stock availability, and unlock margin growth with precision. For the first time, brands can make data-driven decisions in real time, backed by transparent reporting that turns complex retail environments into measurable opportunities.

Blockchain That Builds Trust and Performance
lov.cash harnesses blockchain technology to bring unmatched transparency, speed, and security to FMCG supply chains. Every transaction is verified, recorded, and tamper-proof, giving brands, wholesalers, and merchants complete confidence in how money and goods move through the network. Real-time visibility allows brands to track cashback distribution, monitor product movement, and access verified, high-quality data in one place. Instant reconciliation removes delays and manual errors, while automated smart contracts enable secure, real-time incentives and payments. For the first time, stakeholders at every level can operate on a shared, trusted system that reduces risk, increases efficiency, and strengthens long-term business relationships. With lov.cash, blockchain is not just backend tech; it is the engine driving a smarter, faster, and more connected supply chain.

Smart Safes That Power a Smarter Business
The lov.cash Smart Safe is more than just a place to secure cash. It is a fully integrated tool that transforms how businesses manage cash. Built for speed, security, and ease of use, it counts and verifies high volumes of notes through a tamper-proof, multi-note feeder, then instantly converts the physical cash into digital currency. That value is automatically loaded into the business owner’s wallet and can be used to order stock, pay suppliers, or assist other users in converting their cash. Business owners also earn fees for providing this service. Every transaction is tracked in real time, giving users full control and visibility. When safe limits are reached, cash-in-transit collects to remove funds from the premises. This reduces risk and creates a seamless bridge between cash-based trading and digital financial tools, helping merchants operate more efficiently and with greater peace of mind.